Mutual Funds

Mutual funds are for everyone. No matter how much money you have to invest, you can start investing in mutual funds today!

Mutual funds provide you with access to the various investment markets by pooling your money with the money of several other individuals with similar investment goals.

Mutual Funds are also a great way to diversify your investments and help you minimize risk. Each of our mutual funds has a specific investment objective and strategy to suit the investment needs of a broad range of clients.

Although a mutual fund is not traded on an exchange, like stocks, investors are able to buy and sell through a Fund Manager at any time. Units are created and sold to new investors on a continuous basis, so you can either invest a lump sum or save on a regular basis. Our mutual funds are regulated by the Securities and Exchange Commission (SEC) of Nigeria.

FBN Money Market Fund FBN Fixed Income Fund FBN Heritage Fund

Short-to-medium term investment solution with low risk

Regular income with exposure to the bond market

Superior capital growth with diversification across equities, bonds and treasury bills

  • A short-to-medium term investment giving unit holders stability, liquidity and some income
  • Typically offers higher interest rates when compared to rates on bank savings accounts
  • Invests in treasury bills, bank tenured deposits and commercial papers
  • Low risk
  • Recommend for customers saving for a short-to-medium term goal
  • Minimum investment: N5,000
  • No withholding tax payable on capital gains
  • Minimum holding period: 30 days*
  • Income distributions: Quarterly



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  • A medium-to-long term investment giving unit holders  a consistent regular income
  • Typically offers competitive returns over a 3-4 year investment horizon
  • Invests in fixed income securities such as bonds and treasury bills
  • Low-medium risk
  • Recommend for conservative unit holders  who are looking for a stable income
  • Minimum investment: N50,000
  • No withholding tax payable on capital gains
  • Minimum holding period: 90 days*
  • Income distributions: Semi-annually



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  • A medium-to-long term investment giving unit holders  a balanced mix of reinvested income and capital appreciation over time
  • Typically offers competitive returns over a 3-5 year investment horizon
  • Invests in equities, bonds and treasury bills
  • Medium risk
  • Recommend for unit holders  looking to build wealth through a single diversified portfolio, seeking long-term capital growth and competitive returns
  • Minimum investment: N50,000
  • No withholding tax payable on capital gains
  • Minimum holding period: 90 days*
  • Income distributions: Annually

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FBN Nigeria Eurobond (USD) Fund FBN Nigeria Smart Beta Equity Fund 

Steady income with exposure to USD denominated debt instruments with low- medium risk

Long- term capital growth by investing primarily in a portfolio of equities listed in Nigeria, with high risk

 

  • A medium-to-long term investment giving customers steady return on capital and assured liquidity
  • Typically offers competitive returns over a 3-5 year investment horizon
  • Invests in USD denominated debt instruments of the Nigerian government, corporate and financial institutions (mostly bonds)
  • Recommend for foreign currency deposit investors who wish to mitigate the exchange rate risk on the value of their USD denominated investments
  • Minimum investment (Retail Unit Class): US$ 1,000
  • Minimum investment (Institutional Unit Class): US$ 100,000
  • Minimum holding period: 180 days*

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  • A medium-to-long term investment giving customers steady return on capital and assured liquidity
  • Typically offers competitive returns over a 3-5 year investment horizon
  • Invests in equities and fixed income products such as treasury bills
  • Recommend for customers seeking long-term capital growth, require minimal income and can tolerate market volatility
  • Minimum investment: N50,000







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*units redeemed earlier than the minimum holding period will incur a processing fee of 20% on the income earned on the value of such redemptions

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